Thursday, March 29, 2012

Working Near a Credit Union

Are Banks Getting Bailed Out Because Bill & Hillary's Best Friend is in Charge of Citigroup? (Robert Rubin was Bill's famous treasury secretary.) The Dems always take care of their rich friends. Right? How rich are Hillary's donors at these banks getting as she gives the bailout her full support?

It's a short term bandaid until they get stabilized again. Ummmmm.Wasnt the bank bailout initiated by the president? Sigh. It's just like the 1998 Hedge Fund crisis, the Y2K scare, 9/11 - sometimes you have to pump a little money in to keep everything on keel. Besides, I'm sure Joe American wouldn't want his credit card loans, car loans, and housing loan suddenly called due so the banks can balance their books.

What are the best banks or credit unions? I'm wanting to do checking, ATMs, online banking and am looking for a bank with friendly service, as few fees as possible, etc. Which bank or credit union is best?

Every bank and credit union offers several accounts with different features and different fees. There is no best bank, best credit union, or best bank account. You need to look at the totality of the bank’s or credit union’s services, accounts, and fees. Some banks and credit unions may have low overdraft fees, but high fees in other areas. Http://www.Bankrate.Com Many banks listed from around the country.

Which bank or credit union is best? What are the best banks or credit union online banking? I'm wanting to do checking, ATMs, online banking and am looking for a bank with friendly service, as few fees as possible, etc.

Next time you drive to school, work, grocery store, etc, write down the banks you see on the way. You really want something that is convenient to you. In case you want to use the ATM, or have a problem with a check or want to deposit coins, etc. Then go home and google them followed by checking account. Credit unions and community banks are local. You did not say what city you are in, so how do we know? Credit unions usually require you live or work in a certain area. 5/3 BANK is also worth looking at.

Tuesday, March 13, 2012

Online Gaming and Banking

I bought stuff Saturday night and it was instantly deducted. Both were taken by credit. Why does gas I buy take so long to show up on my online banking? I bought gas friday with my debit card, and it still hasn't been deducted.

Electronic debits are deducted from your account differently than in store purchases. If you pay at the pump, Visa has an agreement with gas stations to hold up to $50.00 on your card no matter how much you actually buy. Gas stations may do their deposits once or twice a week, which means the purchases they make may get processed slower.

What is the best online bank that has pays best interest? I heard that online banks pay higher interest for the savings account then banks that are in the neighborhood, what is the best online bank that I could join? Best online banks often are with the credit union bank online

I've used it to identify the best place to buy a CD. Start with www.Bankrate.Com. I've heard that too, but it ain't necessarily so (song lyric). Check local banks, too, savings and loans, and credit unions. Right now, I think I've seen ads on TV for an account where they will put in $100 if you open it. I can think of three off hand emigrant direct. For credit union online banking, visit this site.

What would a 28 years old guy become when he only play online games everyday? (Real Story)? He play online games every day from 2 pm until 3 am in cafe. He had a job in a bank, but he quit his job his own (not fired from boss)

What a life. He'll be mooching off his parents for the rest of his life, sitting in the basement in a wife beater eating Doritos and drinking beer while he plays on the computer all night. His skin was bleached white from the computer light. His muscles and joints grew weak from lack of exercise and his hygiene was suffering horribly. Everyone around him swerved out of his lonely path. The guy's brain also rotted. He became very stupid, he was unable to form a full sentence, but he never had to speak to anyone in person.

Thursday, January 5, 2012

5 Interviewing Mistakes That Can Lead To Hiring The Wrong Person

Mistake #1: Going with the flow

Inexperienced interviewers sometimes fall into the trap of letting the interview become "free form", spending different amounts of time on different questions, basing follow-up questions on on how the candidates answer. This can result in a candidate taking control of the interview and leading you where he or she wants to go, rather than where you can get the information you need.

Solution: Ask everyone the same questions. Prepare a list in advance, based on the information you need, and use it as a guide throughout the interview. Put each question on a separate sheet of paper and prepare one set for each candidate. As you move through the questions, use the appropriate sheets to make notes of the answers and your own observations and impressions. You can vary the follow up questions as necessary, but keep your notes on the main question page. When you have followed this structure with all the candidates, you'll be able to compare them on an "apples to apples" basis.

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Mistake #2: Asking predictable questions

Job applicants have many sources of help for interviewing, and it's easy to learn acceptable answers to the standard questions. That means even the wrong candidate for your position could answer the questions in a way that fools you into thinking he or she is a fit.

Solution: Ask candidates questions that force them to expand on their answers, illustrating their thinking skills as well as their attitudes and job competencies. Such questions might include:

If you could design your own job, what would it look like?
What's your favourite part of the work you do now? Why do you like that?

Ask questions like these and, instead of practised responses that tell you virtually nothing, you'll get insights into who these people really are.

Mistake #3: Whitewashing the job

If you have a candidate in front of you who seems like a great choice, you obviously want that person to accept your job offer. Sometimes, though, you know the job has inherent challenges or downsides, and you may be afraid if you talk about these thing you will lose a good employee. The trouble is, if you hire them and they discover the negatives themselves, you may well lose them in the first week!

Solution: Be candid about challenges in the job or within the company. Watch for candidates who embrace and relish the challenges, and who can see beyond the negatives. These can become your most valued employees.

Mistake #4: Ignoring the question of "fit"

Every organization has a culture. It comes from a blend of the industry you are in, the ages of those who work there, the size of the company, the number of people, the geographic location and many other factors. But that culture creates its own work environment, and if employees are not comfortable with that environment or do not work well within it, they don't "fit". This person will never be an asset to your company, and may in fact leave very quickly.

Solution: Ask questions whose answers will demonstrate the candidate's personality and character, their attitudes towards the workplace. An example of that type of question might be: Do you prefer a structured environment or a more loose, easy-going one? Why?

Mistake #5: Letting a candidate's one major positive blind you to the negatives

Sometimes a person might have one outstanding positive: worked for your major competitor, attended a university with a track record of successful graduates, or even just comes from your home town. If you also instinctively like the individual, it is tempting to be overly influenced by this fact, and not pay enough attention to others that are not so attractive.

Solution: When recording your notes on each candidate (see solution to Mistake #1), be sure to record negatives as well as positives on the appropriate pages. When you review your notes after the interview is over, you will be better able to balance the pros and cons impartially.

Candidates are often sophisticated job seekers, who are well prepared for the interview. To avoid costly hiring mistakes, hiring interviewers must be equally prepared for the process.

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